Showing posts with label Somali's essays. Show all posts
Showing posts with label Somali's essays. Show all posts

Wednesday, January 31, 2024

In a Thoughtful Trance of the Childhood Days




The days of our childhood, better known as the golden days of our lives, constitute the preparatory stage of our future. These juvenile days are full of innocence, purity, honesty, simplicity, and so on and so forth. These days hold our golden memories of harmless laughter, impeccable and boundless happiness, invincible spirit that can achieve anything on this planet, minds full of dreams, indomitable will force, vivacious life force et cetera. Broadly speaking, this golden period shapes and moulds our character, our habits, our mentality, our way of speaking, our attitude, our behaviour, our way of thinking, our way of looking at life, our mannerism, our within and our everything. Actually, our learning process commences its journey from this phase in our life.

Therefore, we should not shirk the learning process at all. However, it must be noted that we learn and learn throughout our entire life; still, we must never overlook the fact that our urge, our passion, our choice and our enthusiasm for learning begin to expand the corollas fundamentally at this stage of life. Well, our juvenile days enhance our learning telling us that we should never feel weary of learning more and more. In other words, the more hunger we garner for learning, the more can we gain, for sure. What we sow today, will we reap tomorrow. So, we all have to make sure that we can make ample use of every single moment. In short, what is required most is our optimum utilisation of time.

In this regard, it is also discernible that sometimes we get too serious. Again, sometimes, we get too light-hearted to use the golden days properly. As and when we get too serious, it can doubtlessly be said that we get our days slipped out from our hands in some way or the other. That is to say, we lose the opportunity of cherishing the days of our childhood due to overt gravity.

Life is too short indeed. Hence, the mentioned time—the days of our childhood—is even shorter, far shorter in comparison. Running, swimming, playing, enjoying the moments of each season et cetera are, perchance, a few examples of the customary activities of our childhood.

Well, frankly speaking, all these activities as if speak to me face to face and question me, “Have you ever enjoyed basking in the sun in the wintry atmosphere? Then the sunshine feels so warm, so soothing and so sweet, for sure. It is then the exact time to go for a picnic with utmost excitement. Can you remember those days when everything was so vibrant? Can you recall making a feast with all your loved ones, enjoying the scenery in the lap of nature, singing by the river, and thus having an amazing time? Have you ever listened mindfully to the sweet melody of a cuckoo when it is spring? Does the mild vernal wind not move you even now? Have you ever felt the soft touch of the drizzle? Have you ever tried to look at the twilight sun that is as if eternally enchanting? The streaks of purple glow adorn the entire western horizon; the busy birds returning to their nests as if twitter and sing for the last time on that day; the murky canopy as if descends like the falling curtain at the end of a show. Then it is time for the moon to come up and shine like a spotlight on the still river. The silvery atmosphere embalms the entire hemisphere with a touch of magic. Yes, that swiftly transitory scenery leaves a permanent impression on your heart. They reverberate in our memory, don’t they? We sometimes get an opportunity to make a trip down our memory lane.”

No doubt, such measureless merriment gives birth to a plethora of literary pieces, a plenty of creative impulses. We should never let such moments pass by, because they are more precious than gold, if once gone, gone forever.

However, on the other hand, as and when we act too light-hearted, we are as if destined to waste our preparatory stage of life. Yes, it feels like we become idle, too much idle indeed: all play and no work makes Jack an idle boy.

In this connection, we must not falter to make a candid confession that we waste our time doing nothing, but when the moment is gone forever, we pine our days away thinking of our bereavement. Unfortunately, such mourning leads to greater losses of ours. We all know, we all do know that time flies so fast that we cannot even realize that. Hence, it is indeed mandatory forever that we should cultivate our sense of understanding, we should regard the power of punctuality, and we must endeavour to worship tenacity, patience, determination, confidence, stoicism, truthfulness, fortitude, temperance and so on and so forth.

Apart from all these that have been spoken about previously, what is mostly needed during our juvenile days is nothing other than the habit of bringing up our originality. Yes, we may say that we all copy from one another in this way or the other; but it that the end of all? How can that be the be-all-and-end-all? Broadly speaking, we do, we all do imitate others, but the point is that we have to shape that imitation anew like the shape of water. I heard it somewhere—though I fail to recall right now what it was exactly written—that the bees are the masters of renovation, reinvention, remodelling, reorganisation, reshaping and recreating. How can it be so? Well, they collect nectar from various flowers but who can deny that honey is purely new, regardless of being a fusion of a handful of imitations?

Finally, it is to be mentioned that a child—the future father or the future mother—must be edified in a number of domains, but the little one should be given freedom in a few circumstances so that he / she can expand his / her realm of imagination, his / her natural knowledge, his / her presence of mind, his / her curiosity, his / her originality—the so-called ‘imitation’—and his / her way of expressing his / her opinions.

Let them each have a voice; let them each have a story; let them each learn by heart how to work hand in hand with others; let them each feel compassionate to one another and also to the other creatures; let them each be full of virtue; let them each have morality; let them each become a true and pure human being; let them each know how to make this world a better place for living; let them each figure out how to protect the earth that he / she inherited from his / her ancestors and how to hand it over to his / her progeny; and let them each spread the message of love—true, pure, honest, modest and tolerant philanthropy—everywhere.

“O my God! Where am I now? Was it a spell that I had fallen in?” Seriously, it must be admitted that the contemporary society is so mismatching to what I had just been in a trance of. Wait a second! That was never a dream; neither is it found in the society nowadays altogether. So, what was it actually? Well, I never know the name, but I can sense that I had them somewhere in between a trance of the flashback and an irony of almost everything found at present and also in a flash-forward. Childhood is undoubtedly as expensive and as priceless as time. We should pledge right now that what is lost is lost forever, but we can do is to live every moment without pining for what has already been lost. However, there is no denying as well that we, sometimes, do need to relive our happy days, because that can lead us to greater happiness. Hence, what comes, as we are about to sum up our discussion, is that we ourselves have to figure out where to draw the line between the two points, no matter what it is, because there is nothing without contrast. Yes, it depends on us mostly; however, it is still to be kept in mind that there is also a requirement for edification. As we grow up gradually, we must learn how to make good and right decisions. Moreover, the fact is that teaching makes you improve a lot, but self-teaching helps you improve more than that. Be positive, live creative, work innovative, think imaginative, and inspire others. You are unique on your own. Let your sound success story change the lives of the others by touching them with grace, not grimace. Share your happiness; let it get multiplied a million times. Childhood, the golden age of ours, slips away swiftly, but as we cannot hold it, and as we cannot arrest it, we must make sure to use the priceless gem to the utmost. Live life, especially the juvenile days, to the fullest; drink even the dregs; never let that get wasted at all.

You may like to read my other blogs:

https://mirandamemmi.blogspot.com/

https://somalimukherjee.blogspot.com/

https://somaliomnibus.blogspot.com/

https://childrenblogbysomali.blogspot.com/

Friday, October 16, 2020

Multifamily Real Estate Investing: It’s Grey in Hue




Multifamily Real Estate Investing: It’s Grey in Hue

 

Somali Mukherjee

 

 

Investing in real estate is one of the best known phenomena now-a-days. It encapsulates the ownership of a great deal of rental properties. On the one hand, properties having only one residential rental unit is generally termed as single-family properties. On the other hand, high-rise complexes having manifold rental units are identified as multifamily properties.

Therefore, when an investor spends an amount in real estate properties for the sake of the residence of many families, from which he can earn a huge profit, the notion of multifamily real estate investing receives its birth.

The merits of the idea of multifamily real estate investment are, namely, enhancement in the flow of cash, less risk in the case of tenants, less number of loans, fewer numbers of insurance policies, stable valuation, less contestation etc.

First and foremost, the most evident advantage of this idea is enhancement in the flow of cash. If you are experienced in real estate investment, it will definitely work as a source of great inspiration to you.

Second, this concept refers to less jeopardy in the case of tenants. The risk refers to that of vacancy. When you are housing manifold different tenants, the risk of complete vacancy will be meagre in comparison with housing single families. That is to say, with multifamily real estate investing system, you will have some source of income almost always. 

Third, you may find it a headache to manage manifold loans. However, in the process of managing multifamily real estate investment system, you will have to deal with one loan only, though there may be a number of units.

Fourth, it includes simple and single insurance policy. Yes, it is true that you will have to opt for an expensive insurance policy; still there will be only one. In other words, you will not have to deal with a great many insurance policies.

Fifth, the multifamily real estate investment system usually does not lose stable valuation. That is to say, it does not incorporate the fluctuating valuation of property with the passage of time. Actually, in this investment, capitalisation rate matters most. It refers to the fact that the prices in these cases are marked almost exclusively in accordance with the potential of the purchaser.

Sixth, the acts of purchasing as well as renting single-family homes are getting higher and higher. Hence, it will definitely be easy for the investors to earn money.

Now let us focus on the demerits of multifamily real estate investment. The disadvantages are, namely, great expenses, time management, want of experience, complication, availability, rules and regulations etc.

First, be careful about whether you are a novice or a veteran in this matter. If you are experienced, then you are flawlessly welcome to proceed, but if and when you are a newcomer to this investment, you have to be very watchful about the high expenses of this system.

Second, in this case, you will have to handle a great number of different tenants. Therefore, you will have to arrange for different schedules. Hence, you will have to manage more time.

Third, want or lack of experience is certainly a great demerit in multifamily real estate investment policy. In other words, until and unless you become a veteran, you will have to step very cautiously.

Fourth, multifamily real estate investment systems are complicated by nature and in character, because strange happenings may be rampant in this. Suppose that you have handed over one of the units to a noisy tenant. Consequently, that particular tenant may cause serious and lots of mayhem. As a result of this, the other tenants will feel vexed.

Fifth, because of a number of causes, multifamily real estate investment may pose you a tough time in searching the actual property. This is indeed one of the cons in the system.

Sixth, the landlords have to handle a number of rules and regulations in case of renting the multiplexes. Therefore, you need to be a bit vigilant regarding the rules and regulations of the country.

Thus, multifamily real estate investing changes the lives of the investors up to a certain level. That is to say, they are having the advantage of earning a regular income for the respective period mentioned in the rules and regulations contained in the agreement. Again, the income of the investor is stable. Thus, some of the investors become highly rich. However, because of some unruly and ill-mannered tenants, who do not pay the rent in time following the agreement, this system creates headache in the lives of the investors, resulting in some of the novices fall victims to such system.

Therefore, we may point out that just as there are merits, there will be demerits in the system as well as in the changing lives of the investors as well. Life is neither black nor white; it is rather grey in hue. Thus, we may conclude in the words of William Blake, “Without contraries is no progression”.

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